Jack Lovelady, President and Chief Executive Officer at First Southern State Bank since 2016, announced his plans to retire during the first quarter of 2024. Scott Kirk, the Bank’s Executive Vice President and member of the Board of Directors, has been named President. Upon Lovelady’s retirement, Kirk will assume the role of CEO.

Things are changing quickly - but one thing that has not changed is the ability of First Southern State Bank to continue to meet your financial needs. Banks are considered to be “essential industries”. We’re open!

The Independent Community Bankers of America (ICBA) and First Southern State Bank want consumers to rest assured that their Federal Deposit Insurance Corp. (FDIC) insured deposits are safe in their local community bank, while offering tips for expanding coverage.