First Southern offers a variety of deposit accounts and innovative technologies to meet all of your financial goals. Our accounts provide secure, easy, and convenient ways to bank how, when, and where you want.
Tell us your financial goal! Our team of experienced First Southern lenders can design a flexible loan option at competitive interest rates just for you. Prompt processing will quickly turn your dreams into reality.
Since 1910, First Southern State Bank has been helping farms and businesses grow. Our lending options with competitive interest rates, flexible terms and rapid decisions are specifically tailored for our business and agricultural clients.
My family has owned businesses in Jackson County for over 50 years. I know the importance of having a banker that you feel comfortable working with. FSSB’s Mike Durham has been a big influence on our business. He understands what it takes to start a business from the ground up and has helped us to reach our dreams. He's a great partner.
First Southern State Bank’s Scott Kirk always has my best interest in mind. I trust him to help to guide my financial decisions. The FSSB bankers at Rainsville are my friends. They take care of me and my businesses.
Love this bank. I've never had any issues and everyone is always super nice and friendly!
I have been banking at FSSB for over 40 years, and I would never go elsewhere! My parents banked here and so did my in-laws. I loved Edwin Allison so very much as he had helped me so many times when I was a young, single mom. Then Danny Crownover became my go-to man and on occasion Billy Vinson. Now Walter Vinson is carrying on the tradition and I adore him as well as all the staff! What an awesome bank!
Love this bank! The people are so good, and help you when you need it. I give this bank 5-Stars!
Great service & friendly staff!
My debit card was hacked today. I was so pleased with the swiftness and efficiency in the way it was taken care of! The fraud center sent an email, I then spoke with book keeping, everything handled. With ZERO coming out of my account!
Thank you, First Southern State Bank!
Look who’s in Rainsville! 🎅🎄
Stop by our Rainsville branch today from 2:30-4:30 for refreshments and pictures with SANTA!