First Southern State Bank

What are you searching for?

First Southern offers a variety of deposit accounts and innovative technologies to meet all of your financial goals. Our accounts provide secure, easy, and convenient ways to bank how, when, and where you want.

Loans

Tell us your financial goal! Our team of experienced First Southern lenders can design a flexible loan option at competitive interest rates just for you. Prompt processing will quickly turn your dreams into reality.

Ag & Business Lending

Since 1910, First Southern State Bank has been helping farms and businesses grow. Our lending options with competitive interest rates, flexible terms and rapid decisions are specifically tailored for our business and agricultural clients.

Cyber Security Tips

STOP AND THINK BEFORE SCANNING QR CODES!

Scammers hide harmful links in QR Codes with the intent of stealing your personal information. A scammer’s QR code could take you to a spoofed site that appears to be real but is actually fraudulent. Logging in to the spoofed site could be an opportunity for scammers could steal any information you enter. A spoofed QR code could install malware that steals your information on your device before you realize it.

Follow these tips to protect yourself:

Inspect all QR Codes before you click open them. If it looks like a URL you recognize, make sure it’s not spoofed — look for misspellings or a switched letter.
Don’t scan a QR code in an email or text message you weren’t expecting — especially if it urges you to act immediately. If you think the message is legitimate, use a phone number or website you know is real to contact the company.
Protect your phone and accounts. Update your phone's operating systems to protect against hackers and protect your online accounts with strong passwords and multi-factor authentication.

Testimonials

Thank you Jo Ann! I appreciate all of your help and communication. Look forward to working with you again in the future!
B.L. - Cullman
I have always had a great experience with both the Stevenson and the Scottsboro branch of this bank. Between Amy, Veronica, Emily, and our primary loan officer Chris Miller, they do a fantastic job of being friendly and helpful! Whenever I call I'm greeted with happy service and Chris has helped us work out our finances several times to boost our credit! He always gives us sound advice and presents his work professionally, and we feel comfortable asking him any questions. I refuse to bank with anyone else because First Southern treats us with such respect and so personally.
Adri Rice
Best bank around our area.
Great people to work with you.
Debbie Holman
Ms. Higginbotham -
Thank you sooo much for everything you have done!! All my crazy questions and taking the time to take care of us!!
We can’t thank you enough!!
MJC
MJC
Well about 5 years ago I could not get a loan from anyone, my credit was terrible.
So I went to First Southern in Stevenson, I waited to talk to the president of the bank.( Jack Lovelady).. I didn't go in needing a large loan I needed someone to have a little trust in me. To help build my credit back up.. so happy to say they are my go to when I need anything..
Thankful for the great people at first Southern
Allan Hoover
Cole Justice was professional and timely during my commercial loan process. He made sure we closed on time and all details were communicated thourouly. I would highly recommend Mr Justice for all banking needs!
Randy Posey

Cyber Security Tips

Testimonials

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