Credit Cards

Consumer Credit Cards

Looking for a rewards credit card with great benefits and discounts? Our Visa Platinum credit card offers worldwide acceptance with personal service from people you know, and much more! First Southern State Bank is pleased to offer consumer credit cards through our partnership with TCM Bank, N.A., a company that specializes in credit card services offered through community banks.

Our consumer credit cards offer…

  • Special balance transfer rates!
  • Competitive interest rates
  • No Annual Fee*
  • Cell Phone Protection -  Protect your cell phone every time you pay your wireless bill using your credit card. Your phone will be covered for theft or damage at no additional cost.1
  • Unlimited Rewards Points - Earn one point per dollar on all net purchases.
  • FREE FICO Score -  Get your FICO Score anywhere, anytime. It's a great tool for credit and identity theft monitoring.2
  • Visit to redeem points for hundreds of merchandise, travel and activity options.
  • Online account information

Apply online or speak to one of our bankers about your credit card needs today!

*See the card application’s Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A. pursuant to a license from Visa U.S.A., Inc.

1Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at or call 1-866-894-8569.

2FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.