Officers & Directors

Board of Directors

  • Carolyn Harris Hall - Chairperson
    Crow Creek Real Estate & Land Company
  • J. Michael Ellenburg - Vice Chairman
    President & CEO, First Bancshares, Inc.
  • Jack Lovelady
    Chief Executive Officer
  • Scott Kirk
    President
  • Danny Crownover
    Banker, Retired
  • Lowell Galloway                                                              Banker, Retired
  • Ralph Hall
    Educator, Retired 
  • Thomas Harding
    Harding Insurance Agency
  • Richard Lindsey
    Owner, Cherokee Gin
  • Randy Wright
    Farmer

Director Emeritus

  • Jack Livingston
    Attorney at Law
  • John E. Rudder
    President, Rudder Funeral Home, Inc.

Advisory Board Members

Albertville

  • Steven Brindley, Pharm. D.
    Owner, Brindley Family Pharmacy
  • Danny Thrash
    President, Danny Thrash Motors, Inc. & Transcontinental Auto Exchange Inc
  • Frank McDaniel
    Retired
  • Melvin “Dee” Thornbury, MD
    President, Melvin D. Thornbury MD PC
  • David Walker
    Owner, K Supply & various other businesses
  • John C Weathers
    Owner, Weathers Properties & various other businesses

Centre

  • Tracy Bishop
    Owner, Dean’s Pharmacy
  • Luanne Hayes
    Campus Director, Gadsden State College
  • Richard Lindsey
    Owner, Cherokee Gin
  • Al Shumaker
    Attorney at Law, Shumaker & Associates
  • Johnny Williams
    Farmer

Rainsville

  • John P Anderson, Jr., DMD
    Dentist
  • Chris Bryant
    Farmers Telephone Cooperative
  • Ricky G. Deerman, MD
    Physician
  • Scott McFall
    Teacher & Coach
  • Randy Tumlin
    Farmer

Scottsboro

  • Steve Campbell
    Campbell Enterprises
  • Erica Estes
    President, Southern Heating & Cooling, Inc.
  • Thomas Harding
    Harding Insurance Agency
  • Norman C. Johnson, O.D.
    Optometry, EyeCare Associates, Inc.
  • Anthony A. Kaschak
    Business owner, Retired 
  • Gerald Paulk
    Attorney At Law
  • John C. Rudder
    Rudder Funeral Home, Inc.

 

Officers

  • Jack Lovelady
    Chief Executive Officer
    NMLS #788926
  • Scott Kirk
    President
    NMLS #788924
  • Thomas Carroll
    Executive Vice President
    NMLS #603101
  • Barry Kennedy, CPA
    Executive Vice President / Chief Financial Officer 
  • Walter Vinson
    Executive Vice President
    NMLS #788958
  • Mike Durham
    Senior Vice President
    NMLS #505178
  • Karen Hubbard
    Senior Vice President / Head of Operations
  • Chris Richey
    Senior Vice President
    NMLS #788930
  • Greg Rosser
    Senior Vice President
    NMLS #788931
  • Jeff Smith
    Senior Vice President
    NMLS #788932
  • Susan Armstrong
    Vice President / Loan Officer
    NMLS #758919
  • Libby Blevins
    Vice President 
  • Bennie Clayton
    Vice President
  • Stacey Crabtree
    Vice President / Cashier
  • James Easterling
    Vice President / Director of Information Technology
  • Kyle Edmonds
    Vice President / Loan Officer
    NMLS #1000178
  • Robert Ellis
    Vice President / Loan Officer
    NMLS #753990
  • Cole Justice
    Vice President / Loan Officer
    NMLS #1563558
  • Chris Laney
    Vice President / Loan Officer
    NMLS #755753
  • Jed Lockridge
    Vice President / Loan Officer
    NMLS #788925
  • Larrian Mason
    Vice President / Business Applications Manager
  • Gail Moore
    Vice President / Loan Officer / Marketing / CRA
    NMLS #655666
  • Scott Nunley
    Vice President / Loan Officer / Collections
    NMLS #1610705
  • Joy Potter
    Vice President / Information Security Officer 
  • Lisa Allison 
    Assistant Vice President 
  • Linda Loyd
    Assistant Vice President
  • Renee Owens
    Assistant Vice President / Loan Officer
    NMLS #1187814
  • Mark O’Leary
    Assistant Vice President / Loan Officer
    NMLS #733071
  • Sherry Jo Rogers
    Assistant Vice President
  • Teresa Shankles
    Assistant Vice President
  • Jo Ann Higginbotham
    Mortgage Loan Officer
    NMLS #532595
  • Whitley Mitchell
    Executive Assistant
  • Justin Davis
    Loan Officer
    NMLS #1072033
  • Chris Miller
    Loan Officer
    NMLS #1563501
  • Samantha Wininger
    Loan Officer
    NMLS #781847
  • Cain Fairbanks
    Assistant Cashier / Systems Administrator
  • Kim White
    Assistant Cashier
  • Hailey Davis
    Branch Officer
  • Amanda Gorham
    Branch Officer
  • Tammy Gray
    Branch Officer
  • Sherry Morgan
    Branch Officer
  • Adriane Ogle
    Branch Officer
  • LeeAnn Pierce
    Branch Officer
  • Kathy Winans
    Branch Officer