Banking Services

At First Southern State Bank we offer a variety of banking services to assist you. Click here to learn more »

Online Bankcard Center

Online access to your First Southern State Bank issued credit card.

NetBanking FREE*

Our newest branch is a little closer to home and just a click away. Bank from home or on the road. NetBanking allows you to check your balances, transfer money, even pay bills using a computer and an internet connection.

*NetBanking is free. The BillPay feature is free for the first 30 days - then $6.50/month thereafter for first 15 transactions. Fees of $0.55 are assessed for each bill payment exceeding 15 per month in each account.

Safe Deposit Boxes

First Southern State Bank has a safe deposit box to fit your needs. For as little as $.05 a day your valuables are safe, yet easily accessible to you. Call any one of our locations for box sizes and rates.

Direct Line

With Direct Line, our 24-hour telephone information system, you can now access important information about your First Southern State Bank accounts by phone. This new service makes banking easier than ever - and it's free to all First Southern State Bank customers.

This convenient service is available to you 24 hours a day, seven days a week. Anytime you need banking assistance, the convenience of Direct Line is at your service.

To Use Direct Line - From any touch-tone phone, dial 437-0444 for local calls or toll free at 888-437-0444.

Credit Card Services

First Southern State Bank provides Visa, MasterCard and corporate credit cards with competitive rates of interest. Please ask for more details and an application.