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Rates

Certificates of Deposit

Term Minimum Balance To Open Interest Rate Annual Percentage Yield
6 Months $500.00 0.40% 0.40%
12 Months $500.00 0.55% 0.55%
13 Month* $1000.00 0.60% 0.60%
18 Months $500.00 0.65% 0.65%
24 Months $500.00 0.75% 0.75%
36 Months $500.00 1.15% 1.15%
48 Months $500.00 1.50% 1.51%
60 Months $500.00 1.60% 1.61%
* Interest paid monthly or at maturity  |  Updated 02/11/2016

Individual Retirement Accounts

Term Minimum Balance To Open Interest Rate Annual Percentage Yield
12 Months $500.00 0.55% 0.55%
18 Months $500.00 0.70% 0.70%
24 Months $500.00 0.75% 0.75%
30 Months $500.00 0.90% 0.90%
48 Months $500.00 1.50% 1.51%
60 Months $500.00 1.60% 1.61%
Updated 02/11/2016

Penalties For Early Withdrawal:
Maturity of 12 months or less is 1 month of interest
Maturity of greater than 12 months is 3 months of interest

 

FDIC
Equal Housing Lender