First Southern State Bank Personal AccountsCommercial AccountsInvestment ServicesLoans

Rates

Certificates of Deposit

Term

Minimum Balance To Open

Interest Rate

Annual Percentage Yield

6 Months $500.00 1.15% 1.15%
12 Months $500.00 1.50% 1.51%
13 Month Special* $1000.00 1.60% 1.60%
18 Months $500.00 1.60% 1.61%
24 Months $500.00 1.80% 1.81%
36 Months $500.00 2.25% 2.27%
48 Months $500.00 2.50% 2.52%
60 Months $500.00 2.70% 2.73%
* Interest paid monthly or at maturity  |  Updated 06/02/2010

Individual Retirement Accounts

Term

Minimum Balance To Open

Interest Rate

Annual Percentage Yield

12 Months $500.00 1.50% 1.51%
30 Months $500.00 2.05% 2.07%
Updated 06/02/2010

Penalties For Early Withdrawal:
Maturity of 12 months or less is 1 month of interest
Maturity of greater than 12 months is 3 months of interest