First Southern State Bank Personal AccountsCommercial AccountsInvestment ServicesLoans

Rates

Certificates of Deposit

Term

Minimum Balance To Open

Interest Rate

Annual Percentage Yield

6 Months $500.00 1.55% 1.56%
12 Months $500.00 1.95% 1.96%
13 Month Special* $1000.00 2.05% 2.05%
18 Months $500.00 2.00% 2.02%
24 Months $500.00 2.15% 2.17%
36 Months $500.00 2.50% 2.52%
48 Months $500.00 2.90% 2.93%
60 Months $500.00 2.90% 2.93%
* Interest paid monthly or at maturity  |  Updated 02/10/2010

Individual Retirement Accounts

Term

Minimum Balance To Open

Interest Rate

Annual Percentage Yield

12 Months $500.00 1.95% 1.97%
30 Months $500.00 2.25% 2.28%
Updated 02/11/2010

Penalties For Early Withdrawal:
Maturity of 12 months or less is 1 month of interest
Maturity of greater than 12 months is 3 months of interest