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Rates

Certificates of Deposit

Term Minimum Balance To Open Interest Rate Annual Percentage Yield
6 Months $500.00 0.50% 0.50%
12 Months $500.00 0.60% 0.60%
13 Month* $1000.00 0.70% 0.70%
18 Months $500.00 0.80% 0.80%
24 Months $500.00 0.85% 0.85%
36 Months $500.00 1.25% 1.26%
48 Months $500.00 1.65% 1.66%
60 Months $500.00 1.80% 1.81%
* Interest paid monthly or at maturity  |  Updated 08/1/2014

Individual Retirement Accounts

Term Minimum Balance To Open Interest Rate Annual Percentage Yield
12 Months $500.00 0.60% 0.60%
30 Months $500.00 1.00% 1.00%
Updated 08/1/2014

Penalties For Early Withdrawal:
Maturity of 12 months or less is 1 month of interest
Maturity of greater than 12 months is 3 months of interest

 

FDIC
Equal Housing Lender