Personal Checking Services
Regular Checking
With a balance of $500, there is no charge for checking no matter how many checks you write. A deposit of just $50 is needed to open this account. Should your balance fall below $500, a tiered monthly service fee is assessed:
| Greater than $500: | No charge |
| $250 - $500: | $6.00 fee |
| Below $250: | $7.00 fee |
Minimum opening deposit $50.00
Convenience Checking
This special plan offers a selection of bank benefits designed to make your life a little easier, including banking conveniences such as:
- No monthly service charge for the first year
- Telephone banking with Direct Line
- First order of 200 standard checks at no charge
- Unlimited check writing privileges
- No minimum balance requirements
These convenient benefits are available to you free with no monthly charge for the first year. After the first year, you will pay Regular Club monthly service charges. Minimum opening deposit $50.00
Student Checking
We are pleased to offer unlimited check writing privileges at no charge to full-time students whose parents maintain active accounts with First Southern State Bank. A deposit of just $50 is needed to open this account.
Minimum opening deposit $50.00
Privilege Checking
Unlimited check writing privileges are available to our customers age 50 or over. Club checks are also provided by the bank. There is no minimum balance required and no monthly service charge. Account holders will receive a 10% discount on safe deposit box rental and there is a no exchange fee on cashiers checks, money orders and travelers checks.
This account is also available as an interest bearing account. Normal service charges and minimum balance requirements will apply.
Minimum opening deposit $50.00
FSSB Club
With FSSB Club Checking, enjoy a basic checking plan with added insurance benefits. This account includes no charge for personalized club checks.
| FSSB Club Account Monthly Maintenance Fees | |
| Standard plan | $7.00 |
| Family plan | $9.00 |
| Senior citizens | 1/2 price |
Minimum opening deposit $50.00
Thrift Checking
This checking plan is ideal for those who do not anticipate writing a lot of checks each month. With a monthly service fee of just $2.00, write up to 20 checks per month. A charge of $.25 per check will be assessed for each check written over 20.
Minimum opening deposit $50.00
Super NOW Account
The Super NOW Account earns interest on your balance, compounded and credited to your account monthly. As long as you maintain $1000.00 minimum balance, there is no monthly service charge. If your balance falls below $1,000.00, there is a $10.00 service fee. Please call our Direct Line or speak with our customer service representative for current rates.
A $1,000.00 deposit is needed to open this account.
Money Market Account
This investment account earns interest at a competitive interest rate. Interest will be compounded and credited to your account monthly. A maximum of six transactions per month are allowed (three of which may be by check, draft or similar third-party order). If the average balance falls below $1000.00, the service fee is $10.00. Please call our Direct Line or speak with our customer service representatives for current interest.
A $1,000.00 deposit is needed to open this account.
Money Prime Account
This account earns a tiered rate of interest based on the balance of the account. Interest will be compounded and credited to your account monthly. A maximum of six transactions per month are allowed (three of which may be by check, draft or similar third-party order). If the average balance falls below $2,500, the service fee is $10. Please call Direct Line for current interest rates for your Money Prime Account.
A $2,500.00 deposit is needed to open this account.
