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Personal Checking Services

Regular Checking

With a balance of $500, there is no charge for checking no matter how many checks you write. A deposit of just $50 is needed to open this account. Should your balance fall below $500, a tiered monthly service fee is assessed:

Greater than $500: No charge
$250 - $500: $6.00 fee
Below $250: $7.00 fee

Minimum opening deposit: $50.00

Student Checking

We are pleased to offer unlimited check writing privileges at no charge to full-time students whose parents maintain active checking accounts with First Southern State Bank.  Minimum opening deposit: $50.00

Privilege Checking

Unlimited check writing privileges are available to our customers age 60 or over. Club checks are also provided by the bank. There is no minimum balance required and no monthly service charge. Account holders will receive a 10% discount on safe deposit box rental and there is a no exchange fee on cashiers checks and money orders.  Minimum opening deposit: $50.00

FSSB Club

With FSSB Club Checking, enjoy a basic checking plan with added insurance benefits. This account includes no charge for personalized club checks.

FSSB Club Account Monthly Maintenance Fees
Standard plan $7.00
Family plan $9.00

Minimum opening deposit: $50.00

Thrift Checking

This account is ideal for those who do not anticipate making a lot of withdrawals each month.  With a monthly service fee of just $2.00, write up to 20 total checks per month.    A charge of $.25 per check will be assessed for each check over the 20 limit.  Minimum opening deposit:  $50.00.

Super NOW Account

The Super NOW Account earns interest on your balance, compounded and credited to your account monthly. As long as you maintain $1000.00 minimum balance, there is no monthly service charge. If your daily balance falls below $1,000.00, there is a $10.00 service fee. Please call our customer service representative for current rates. Minimum opening deposit: $1000.00.

Super Now Prime

This account earns a tiered rate of interest based on the balance of the account. Interest will be compounded and credited to your account monthly. This has unlimited check writing.  If the daily balance falls below $2,500, the service fee is $10. Please call for current interest rates. Minimum opening deposit: $2,500.00.

Money Market Account

This investment account earns interest at a competitive interest rate. Interest will be compounded and credited to your account monthly. A maximum of six transactions per month are allowed. If the daily balance falls below $1000.00, the service fee is $10.00. Please call our customer service representatives for current interest. Minimum opening deposit: $1000.00.

Money Prime Account

This account earns a tiered rate of interest based on the balance of the account. Interest will be compounded and credited to your account monthly. A maximum of six transactions per month are allowed.  If the daily balance falls below $2,500, the service fee is $10. Please call for current interest rates for your Money Prime Account. Minimum opening deposit: $2500.00.

FDIC
Equal Housing Lender