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Credit Cards

Consumer Credit Cards

We are pleased to offer consumer credit cards through our partnership with TCM Bank, N.A., a company that specializes in credit card services offered through community banks. Through TCM, First Southern State Bank customers have the opportunity to take advantage of a rewards card program that offers great benefits and discounts. Our Visa Platinum credit card offers worldwide acceptance with personal service from people you know, and much more.

Competitive interest rates
No Annual Fee*
Earn one point for every dollar in net retail purchases. There’s no cap on how many points you earn!
Visit www.ScoreCardRewards.com to redeem points for merchandise, rental cars, cruises, hotels or airline travel-with fewer restrictions, and no blackout dates.
Special balance transfer rate!
Online account information

Come in to one of our branches or click here to apply.

*See the card application’s Important Disclosures for current terms, rates and fees.  Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A. pursuant to a license from Visa U.S.A., Inc.

Business Credit Cards

First Southern State Bank offers business credit cards that are designed to help you manage your business expenses.  They feature:

Competitive interest rates
Auto rental insurance
Travel accident insurance
Convenient payment options
Online access to account information
Fraud monitoring and detection
The business sets credit limit for each employee who has a card.*

A monthly statement is mailed to the business address for each card holder. 

Come in to one of our branches or click here to apply.

*Credit cards are subject to credit approval

FDIC
Equal Housing Lender